heat 2 tbsp of the oil in a large deep skillet on mediumheat. Add onion, pepper, cook and stir 2 min or until onions are soft. Stir i garlic;cook 1 to 2 min. Add stock; bring to boil.
Add beans to skillet; cook 5 min or until soft. Using a forkor potato masher, mash teh beans to form a slightly chunky paste. Stir incooked rice and Peruvian Seasoning. Form mixture into a large oval patty usinga rubber spatula.
Add remaining 2 tbsp oil to pan. You many need to carefully lift the patty to allow some oil underneath. Coook 2 to 3 min per side or until golden brown. Serve with fried egg on top and garnish with cilantro if desierd.